A fintech company just became more valuable than Deutsche Bank, Barclays, and Société Générale combined. And surprisingly, most people still don’t know its name well enough.
On November 24, 2025, Revolut closed a massive secondary share sale, valuing the London-based neobank at an astonishing $75 billion. That’s a 66% jump from its last valuation placing Revolut among the world’s most valuable private tech companies, outranking giants like SpaceX, Stripe, and nearly every major European financial institution.
But the most surprising part?
Some of the world’s most powerful tech investors are now fighting for a piece of what skeptics once dismissed as “just another banking app.”
The Deal That Shocked Wall Street
The sale was co-led by an elite group of investors including Coatue, Greenoaks, Dragoneer, and Fidelity. But the shocker that grabbed global headlines was the participation of:
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Andreessen Horowitz (a16z)
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Franklin Templeton
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Nvidia’s NVentures
Yes—Nvidia, the AI chip titan dominating Wall Street and driving the global AI boom, is now investing in a neobank.
This wasn’t a traditional fundraise. No new money went into Revolut’s accounts. Instead, existing shareholders sold their stakes to new investors—a sign that major financial players were eager to buy in, even if it meant purchasing shares from insiders rather than funding Revolut directly.
For early backers, it was a massive payday.
For new investors, it was a statement: Revolut isn’t just a fintech—it’s the future of finance.
From Travel Card to Global Financial Super-App
Revolut’s origin story is almost humble.
Founded in 2015 by Nikolay Storonsky and Vlad Yatsenko, the startup began with a simple mission:
make international currency exchange cheaper for travelers.
Revolut launched as a prepaid debit card offering interbank exchange rates—a lifesaver for frequent travelers tired of being overcharged by traditional banks.
But what followed was something even Revolut might not have fully predicted.
The company rapidly transformed into a financial super-app, expanding into:
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everyday banking
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multi-currency accounts
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crypto trading
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stock and ETF investing
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savings and budgeting tools
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business banking
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international transfers
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merchant services
All packaged into a sleek, digital-first platform designed for consumers who wanted something modern, fast, and transparent—everything legacy banks had failed to deliver.
Today, Revolut reportedly serves over 65 million customers worldwide, with millions more joining annually. Its reach now spans Europe, Asia, Australia, and parts of the Americas.
Why Big Tech Is Suddenly Interested in Banking
So why are tech giants—and even Nvidia—piling into a fintech company?
Here’s what’s driving the frenzy:
1. Banking Is Being Rebuilt Around Data and AI
Traditional banks run on legacy systems that are costly, slow, and hard to innovate on.
Revolut, on the other hand, was born in the cloud and built to scale.
Its ability to integrate AI into risk modeling, fraud detection, and customer service is something old banks struggle to match—which makes it extremely attractive to AI-focused investors.
2. Global, Digital-First Banking Markets Are Exploding
More consumers—especially younger ones—prefer digital banks over brick-and-mortar institutions.
Revolut has become the go-to financial hub for this demographic.
3. Regulatory Barriers Are Falling Worldwide
Countries are increasingly granting digital banking licenses, making global expansion easier than ever.
4. The Super-App Model Is the Future
Asia proved the model with WeChat Pay, Grab, and Gojek.
Revolut is the first Western company to execute it at scale.
What a $75 Billion Revolut Means for the Future of Finance
1. Traditional Banks Must Innovate—or Fade
European banks historically dominated the global financial landscape. But Revolut, with no branches and far lower operating costs, now rivals or surpasses them in value.
The message is clear:
banking as we know it is changing permanently.
2. Super-Apps Could Become the New Financial Ecosystem
If Revolut’s trajectory continues, it could become:
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the default travel card
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the default crypto wallet
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the default investing platform
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the default budgeting tool
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the default business banking solution
—all in one app.
3. Other Neobanks Will Feel the Pressure
Competitors like N26, Monzo, and Chime must now figure out how to match Revolut’s scale, product variety, and investor confidence.
4. The Financial Sector May Merge With Tech
Nvidia’s investment sends a major signal:
AI and banking are converging.
The next decade of financial services may be shaped as much by GPUs and machine learning models as by interest rates and loan portfolios.